Soundy ~
From what I read in your posts, you're a very active wife and mother doing a lot of physical work on a daily basis I think you get the kind of exercise that would tire most of us out pretty quickly. I also sense that you're like my wife in that you possess a determination to do whatever you want or need to do to live your life the way you want to (often, to do things for or with your kids) even if it leaves you in some discomfort or worn out. Your refusal to brood is healthy but difficult to maintain, I know. I admire your realization that cheating the insurance company, crappy as they are, sometimes, out of the cost of an MRI 'maintenance' scan, is still stealing. It's easy to justify bad behavior (I've done it) but you obviously know right from wrong and that you chose to do what's honest and ethical - even though it costs you - is commendable. Unfortunately, present AN forum company excepted, many people would cheat the mean old insurance company and have little problem doing so, justifying their dishonesty by telling themselves that the insurance company cheats it's policyholders and 'deserves' to be cheated. A comforting justification. However, theft of services is still stealing, as you know, so again, I admire your decision to do what's honest, even at a cost to you. Well done.
Jim