Vicki -
my take on this situation is that it's basically a problem with the economy. I lost my job last year - had been there almost 25 years - and although I found a new job fairly quickly, I definitely settled for less (and MUCH less than I was making). The employment world is changing, and for the most part it's not for the better.
Like Jill Marie, I don't think the bank let you go because of your hearing. I know many, many people who've lost their job in the past 2 or 3 years and a lot of it has to do with the salaries they were making. Longevity and seniority generally equal a fairly decent wage; employers can hire less experienced works much cheaper and in addition, there is a glut of over-qualified, highly educated, people looking to work for much less than they are worth simply because they can't find a job.
The place I used to work hired someone with a CPA and a Master's Degree (I have neither) for about a 1/3 of what they paid me when I left. In addition, she is single and I have two dependents; her insurance coverage is much less than mine was. Add to that the fact that I was getting 20 paid vacation days, while she'll be getting 10 for the next 5 years - and you can see how much the company is saving.
I've only indicated on a job application once or twice that I was hearing impaired, and only because it was a specific question that was asked and I didn't want to be dishonest.
That said, I'm an accountant and I wear a BAHA so my SSD isn't that noticeable to most people. I can perform my job duties without SSD being a factor; in fact, the people I work with have no idea I even wear a BAHA or am SSD.
I think if the job I was applying for was dependent on me having "normal" hearing, I'd feel an obligation to disclose my "disability" - but if not, I don't think it's required.
Jan