Coffelady~
I echo the others that each hospital is different. I had privates all the way for my initial surgery. My in-laws had said that they would make up the difference if insurance didn't pay so that I could have this. I think insurance paid but who knows?? I will say that if anyone offers something like that, TAKE THEM UP ON IT! They wouldn't offer if they didn't want to truly help. When I went back for my 12/7, I asked for a private room, but they were all occupied so they put me in a room with a girl who had SEVERE diabetic problems and had gone blind. She was SOOOO sweet, but unfortunately, the nurses would not respond to her (until it was WAY too late & then were angry at her for what happened -- and I had to listen to it all) b/c she had been in there several times and did not care for herself and that was why her case was so bad. Anyway, go private if you can!
K