House in LA / Finances Questions

[mindyandy]

Thank you Steph for giving me a heads up. Steph is having surgery coming up here next week. House called her this week telling her how much she will need to bring for surgery. Deductible /good faith deposit. So I emailed the insurance lady at house & asked her what amount I will need to bring. My insurance is in network ...phew.
im all worried because I will have enough to fly out & stay etc but now if I have to bring more im not sure if I can. Any advice?  Did everyone have to pay deductible right then? I think they should tell you this when you schedule not a week before. 
Mindy

[CHD63]

Mindy .....

Call the insurance person at House and clarify this.  In all likelihood it is negotiable.  I paid a $500+ good faith deposit and a couple weeks after I got home, had a check in the mail for the entire amount.

Explain your financial situation ..... be nice, but not bashful and I feel certain they will work with you ..... especially if your insurance is in network.

Clarice

[mindyandy]

Thanks Clarice I will do that. I can pay $500 but probably not more. Do you mind if I ask how much good faith?  You got the full amount back? Isn't that your deductible?

[CHD63]

Sorry, I did not make that very clear.  The approximately $540 was the "good faith" amount that I got all back.  I also had to pay $200 and something to St. Vincent's that was the remainder of my hospital deductible, which I did not get back.

Clarice

[stevehernes]

It’s not easy, I agree. I would consult with earnin financial services to see if they can offer any help or guidance.
They might have some useful insights or solutions that could make things more manageable.
It’s always good to get expert advice when dealing with financial challenges.