Yes! But, hey - who said I was old?
Anyway, I have Tricare Prime Remote and they paid for everything. (Thank GOD!). The only thing I had to pay out of pocket for was the catastrophic co-pay because my surgeon was not in network, but I figured $1000 was a bargain for brain surgery and they let me pay it a little at a time.
With Standard, you will probably have to pay the regular co-pay - I'm not sure how it works with Reservists - my husband is active duty. I've found their website it not very helpful, but if you have a service office near you, they're pretty good in person. Usually. I've also found that the insurance people in the medical offices are pretty darn good about knowing what's covered and what's not and how to get things covered. At least I've been fortunate enough to experience that.
You can send me a PM if you want any specifics or if there's anything I can help you with (or ask my husband to check out for you - his access via internet from his work computer is better than what I can access). What part of the country are you in?
Lori