I had a conversation recently with some folks in the healthcare industry. They felt that a big part of the problem is that under the current system, we are not CONSUMERS of health care. If insurance or the government pays for most of it, there is no incentive (or opportunity) for those of us seeking care to shop around or providers to make things cost-effective. Example: cost for comparable veterinary procedures is nowhere near the costs for we humans. I can get an MRI done on my horse for around $1500--and this includes anesthesia and having the results read. My MRI last year, the insurance was charged about $5000, no anesthesia, and then having it read was a seperate charge. If I carry an animal in for stitches, it might cost me $15 or $20 whereas the same thing from a human dr can cost several hundred. This goes for pretty much everything.
Their proposed solution was to convert the insurance industry to a system of health savings accounts paired with catastrophic illness/injury insurance with high deductibles ($5000-ish), which come with affordable premiums. We would shop around for providers, and decide for ourselves where the best balance of value/care is to be found. Sounds good to me.
I don't see a way to realistically provide the same standard of care to EVERYONE that is acceptable to me. That's just not how the world works, sad as it is. The thing is, there are so many options out there that are not being used as often as they should be, because of insurance. Why would someone go to the Oriental Medical dr and have to pay $60 or $70 for a consult/treatment, along with $10 or $20 for a remedy, when they can go to an MD and get a prescription for a grand total of $30 out of pocket? Why eat right when you can take a pill that will fix your blood pressure or cholesterol? The whole thing is whacked. There is a place for eastern and western medicine, there is a place for preventitive care and fixing problems with meds and/or surgical procedures. As things are now, there is no balance, and there won't be until something changes.
Obama-care is sure as heck NOT the answer.
Vonda