Author Topic: ObamaCare issues  (Read 13645 times)

LOIS

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ObamaCare issues
« on: August 12, 2010, 05:14:54 pm »
Jim Pat, Liz, Funnydream,

Jim, you are right with this obamacare crap.  Not one dr I see other then this idiot is for it.  My other drs. say the same thing, that it will be disasterous for people in our age group, with the government telling them what to do.  One of my drs. is also planning on retiring and said even though obamacare is not officially here there are parts being kicked in already and he is not putting up with it.  Liz, I have the cds of all MRIs now.  I did talk to my ENT on the phone today, he said he has no problem writing a script for next year but he would like me to go to the original place I went to when he had the first MRI done, something about certain drs. having partnerships with certain places and he would feel better with it being done at the original place.  I have no problem with that.  He said I dont have to actually come in for an appointment right now if I dont want to but asked if I would run last years and this years CDs over to him sometime in the next couple of weeks so he could take a look at them.  He was concerned that originally mine didnt start in the normal place and was pressing against the brain stem when I had the surgery and the "enhanced scar tissue" is against the brain stem now.  The nurse of the surgeon had already faxed over the report that included about the strokes to my PCP.  His nurse called today, said to come in Monday to talk and also to get a script for the yearly carotid doppler test.  I told her what he had said, that I could wait another 10 years if I want, she said no way, there have been too many "mild" strokes which eventually will lead to a major one if not watched and taken care of.  The surgeon even had the nerve yesterday to ask why I was not working.  When I told him I was retired, was actually retired before he did the surgery in the first place he wanted to know why.  I had actually gone out on disability retirement for another problem before the tumor had even appeared.  He seemed to have a problem with that too, why I dont know.  I worked for the government for 25 years before leaving.  Of course, this kind of led to a heated discussion on the obamacare.  He also felt it was perfectly fine for the people that make a career of getting free health care, welfare, food, housing, etc. generation after generation.  He said he had to take care of them but that the government paid him more than most insurances do.  In my 25 years I saw so much fraud it was unbelievable, but nobody cared then nor do they now.  Its all about the almighty dollar.  Anyway, since they do grow slowly as long as my ENT feels comfortable with it, I want to just wait till next years MRI since he already said he will write the script.  If he feels I should see someone after he looks at it, then I guess I'll do that.  I really like and trust my ENT.  He was one of the drs. whom removed my parotid gland many years ago when I had a mass in it. Yeah, Pat, he told me he removed the whole tumor too.  I really didnt know scar tissue enhances either.  But I guess he is trying to cover his tracks by saying "he thinks its scar tissue"  He said hes only had 2 regrowths in his years of practice and that they were both old when it happened.  I guess I should have asked how old at that time and really should have paid more attention to his over 60 remark. Thanks everyone for your input and allowing me to vent.  Its just so damn frustrating.

Lois
Diagnosed 07/08   1.2 x 1.1 cm. left AN Retosigmoid surgery 08/08 with Dr. Bartels  @ Tampa General Hospital

Jim Scott

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ObamaCare issues
« Reply #1 on: August 13, 2010, 01:29:21 pm »
Jim is Obamacare a real word? Will this make the US more like Canada in terms of health care... just curious?

Donnalynn ~

Yes, although it's colloquial.  The formal name is the Patient Protection and Affordable Care Act  (PPACA) which is ironic, as most government-named programs are. 

The entire ObamaCare plan is far too complicated to delineate here (and you'd be bored to tears reading it) but, in brief, 'ObamaCare' will redistribute available patient services and bureaucrats will determine who gets what, often based on the patients age and 'quality of life'.  Doctors will, in effect, work for the government - under government rules, including their allowable fees.

Initially, ObamaCare is designed to work through existing medical insurers, dictating their premiums and their rules for insuring, such as having to accept those with pre-existing illnesses and allowing adult children up to age 26 to remain insured under a parent's medical insurance policy.  Most observers assume that these rules, which fly in the face of sound insurance underwriting (risk assessment) will eventually make selling medical insurance unprofitable and the private companies will opt out.  This will allow the government (oh-so reluctantly, of course) to become the sole source of medical insurance for all Americans, thus having the power, literally, of life and death over some patients.  Those of us who are, ahem, mature, will very likely be denied life-extending procedures and some things, such as hip and knee replacements for those over a certain age will likely be denied.  ObamaCare is being introduced incrementally, with the full plan taking effect in 2014.  Some states have filed suit against the plan, because one of it's features is that the law mandates every American purchase medical insurance that meets the governments approval.  Those who can't afford it will be subsidized by the government so they can be insured (with taxpayer money, of course).  Mandating that a free people, supposedly living in a democratic republic, purchase something because the government demands it is considered by many to be unconstitutional.  I'm one of those people, by the way. The newly appointed head of Medicare and Medicaid, is Dr. Donald Berwick, a man who has publicly stated that he very much admires the UK government-run health care system.  Berwick was appointed without the consent of the U.S. senate (on a 'recess' appointment - done while the senate is officially in 'recess' for the summer), which is a bit troubling but something both political parties have resorted to when they fear the nominee for a high government post will be rejected by the senate.  However, in this instance, I don't think Berwick's appointment bodes well for those of us who may be outside of what he might consider our 'productive years'.  We'll see.

To sum up, ObamaCare will probably resemble the Canadian Health Care system - but with some notable differences.  Because I'm not really familiar with the Canadian health care system, I can't make a credible comparison, except to note that Canada, with 10% the population of the United States, is probably not a good indicator of how the necessarily huge bureaucracy that ObamaCare will generate, will serve Americans.  As I've stated, I'm not optimistic.   Now, aren't you glad you asked?     :)

Jim 
4.5 cm AN diagnosed 5/06.  Retrosigmoid surgery 6/06.  Follow-up FSR completed 10/06.  Tumor shrinkage & necrosis noted on last MRI.  Life is good. 

Life is not the way it's supposed to be. It's the way it is.  The way we cope with it is what makes the difference.

leapyrtwins

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Re: ObamaCare issues
« Reply #2 on: August 13, 2010, 05:25:40 pm »
Oy vey! 

I was hopeful this thread had died  :P

Sorry to see it resurrected  :(

Jan
Retrosig 5/31/07 Drs. Battista & Kazan (Hinsdale, Illinois)
Left AN 3.0 cm (1.5 cm @ diagnosis 6 wks prior) SSD. BAHA implant 3/4/08 (Dr. Battista) Divino 6/4/08  BP100 4/2010 BAHA 5 8/2015

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LOIS

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Re: ObamaCare issues
« Reply #3 on: August 14, 2010, 12:48:42 am »
Jan,

Being in your 40s I guess you are not too worried about it, but even the ripe old age of 40 is going to be too old for some issues.  Jim couldn't have stated it better.  Its pretty sad what this country has come to.  I've heard my husband tell people had he known what was going to come of this country he never would have fought for it.  He was wounded like many others and of course getting older doesn't help there either.  Its a shame so many of our men and woman are still dying and the wounded cant even get the proper care.  With the government trying to take over every aspect of our lives is not a good thing to put it mildly.

Lois
Diagnosed 07/08   1.2 x 1.1 cm. left AN Retosigmoid surgery 08/08 with Dr. Bartels  @ Tampa General Hospital

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Re: ObamaCare issues
« Reply #4 on: August 14, 2010, 06:16:51 am »
I'm with you, Jan, even though we are on opposite sides, I was hoping this opinion thread had died and we can get back to the business of supporting each other.

Capt Deb
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leapyrtwins

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Re: ObamaCare issues
« Reply #5 on: August 14, 2010, 09:54:48 am »
Jan,

Being in your 40s I guess you are not too worried about it, but even the ripe old age of 40 is going to be too old for some issues.  Jim couldn't have stated it better.  Its pretty sad what this country has come to.  I've heard my husband tell people had he known what was going to come of this country he never would have fought for it.  He was wounded like many others and of course getting older doesn't help there either.  Its a shame so many of our men and woman are still dying and the wounded cant even get the proper care.  With the government trying to take over every aspect of our lives is not a good thing to put it mildly.

Lois

Lois -

I'm pushing 50 and share your concerns, but don't want to get into a political discussion on the Forum that will offend lots of my friends here who don't share my views - like Captain Deb. 

I, too, am appalled by what this country has become and all I can say is I hope the American voters make a better choice next time around.

Best,

Jan
Retrosig 5/31/07 Drs. Battista & Kazan (Hinsdale, Illinois)
Left AN 3.0 cm (1.5 cm @ diagnosis 6 wks prior) SSD. BAHA implant 3/4/08 (Dr. Battista) Divino 6/4/08  BP100 4/2010 BAHA 5 8/2015

I don't actually "make" trouble..just kind of attract it, fine tune it, and apply it in new and exciting ways

Jim Scott

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Re: ObamaCare issues
« Reply #6 on: August 14, 2010, 03:45:39 pm »
Oy vey! 
I was hopeful this thread had died  :P
Sorry to see it resurrected  :(

Jan ~

I can certainly understand why you feel that way.  However, no one is more cognizant of the real purpose of this website and these forums than I am.  Rest assured that I have zero interest in making a 'political' thread out of this - and I will not.  Because our health care system has now been politicized (by politicians) there is a patina of 'politics' on any mention of our new health care rules and the term 'ObamaCare', while a commonly used colloquialism because it was politically engineered by the president, automatically infuses the subject with what may appear to be 'politics'.  I'm afraid that cannot be helped.  However, beyond stating our objection of or approval for 'Obamacare' (and why) twisting the discussion into a political debate is totally unnecessary and if that were to occur, I can guarantee you that the thread will be locked.  If Phyl, Joe or Steve didn't do so, I would.  I honor the purpose of these forums as a system of support for AN patients and while I won't censor anyone who has a civil, reasonable point to make, I won't allow the forums to be degraded by adversarial political bickering that helps no one but certainly upsets many.  I know we share a similar political outlook but this thread isn't about 'politics', per se, it's about our health care.  Unless ObamaCare is eventually repealed (a distinct possibility), these issues will take center stage in our lives within a relatively short time, no matter who is president or in control of congress.  We can avoid arguing about 'politics' by simply refusing to do so.  My PM in-box is open and I'll be glad to discuss these issues there, in private, but even privately, I have no intention of arguing with people.       

This is a new thread that I moved from the Post Treatment forum to AN Community, where it is better placed.  It was precipitated by Donnalynn's perfectly reasonable question to me (seen in her quote that opens my reply).  I responded with facts and, admittedly, my slant on the situation.  Let me make it clear that I have no intention of arguing with anyone about this or any other issue.  That having been stated, we all have a right to our opinion on a matter that, like it or not, is going to have a huge impact on all AN patients in the near future.  To pretend 'ObamaCare' won't become a major factor in our lives, and soon, is to ignore reality. When our doctor orders that expensive MRI for us in our fifth year post-op, with no symptoms present, and is told by the government bureaucrats running the health care system that "she doesn't need that" - or we want to have a nerve graft operation to correct an AN surgery-related problem and are told "the operation isn't medically necessary" and that we'll "just have to live with it" we'll wonder how this could have happened.  I'm trying to explain how - and with that information, alert our members to what is coming, whether they believe it or not or think it won't affect them...because it will. It's pretty obvious that I'm not happy with the new health care deal and think it's a terrible idea, for a variety of reasons, all of which I've stated in previous posts, months ago.  I believe that people my age will be seriously and negatively affected by 'Obamacare'.  I resent that, of course, and I'm not shy about stating it.  But it's simply my opinion and has no effect on anyone.  I'm not a politician.  I can't raise your taxes , start a war - or screw up your health care.  I'm just an American who is dismayed by where we are going as a people and as a country and I want to remind others, when asked, as Donnalynn did, what this 'ObamaCare' is all about.   

I'm well aware that while some might share my views on this issue, some will not and be annoyed that it is even being discussed here.  My only response to those folks is that the AN Community forum is open to all subjects and that ObamaCare seems to be an important one for AN patients.  We're not discussing the federal budget or the war in Afghanistan here but an issue AN patients can and do relate to.  As a moderator (and a contributor to the thread) I'll do my best to keep the discussion civil and on course.  If I fail to do so, I know Phyl will be glad to take control of the thread with warnings and more, should that ever become necessary, which I doubt.  We're a diverse group, to be sure, but for the most part, a very congenial group and respectful of each other, so I don't foresee a problem with simply discussing 'ObamaCare' for a bit.  I hope you'll agree, Jan, because your input is always welcome.

Jim    

 
4.5 cm AN diagnosed 5/06.  Retrosigmoid surgery 6/06.  Follow-up FSR completed 10/06.  Tumor shrinkage & necrosis noted on last MRI.  Life is good. 

Life is not the way it's supposed to be. It's the way it is.  The way we cope with it is what makes the difference.

leapyrtwins

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Re: ObamaCare issues
« Reply #7 on: August 14, 2010, 04:08:33 pm »
Jim -

I do agree.

Just a little tongue in cheek remark on my part since, as you know, sometimes these types of threads get "heated" and no one wants that.

I'm confident that you'll keep us all in line - and I appreciate that.

Jan
Retrosig 5/31/07 Drs. Battista & Kazan (Hinsdale, Illinois)
Left AN 3.0 cm (1.5 cm @ diagnosis 6 wks prior) SSD. BAHA implant 3/4/08 (Dr. Battista) Divino 6/4/08  BP100 4/2010 BAHA 5 8/2015

I don't actually "make" trouble..just kind of attract it, fine tune it, and apply it in new and exciting ways

nanramone

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Re: ObamaCare issues
« Reply #8 on: August 14, 2010, 04:17:13 pm »
There's some interesting info here and on other sites about the quality of health care and associated costs in various countries - it's always interesting to note that people in those countries with solid public health care programs (socialism, I suppose) generally enjoy better health. See also the education stats. I know we love our USA, but we aren't too good at taking care of our fellow citizens.

I think that our country is certainly in deep trouble, and maintaining the status quo obviously wasn't going to solve a thing. These stats are shameful in some cases. I wish we were a nation of people who cared deeply about the common good. Selfishness rules in the USA...how sad, but true....

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ppearl214

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Re: ObamaCare issues
« Reply #9 on: August 14, 2010, 06:44:09 pm »
Jim -

I do agree.

Just a little tongue in cheek remark on my part since, as you know, sometimes these types of threads get "heated" and no one wants that.

I'm confident that you'll keep us all in line - and I appreciate that.

Jan
oh, I will as well. Thought this had died, too.....  ready to up my dosage of Prilosec if needed. Oy. Phyl
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Jim Scott

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Re: ObamaCare issues
« Reply #10 on: August 14, 2010, 07:12:36 pm »
There's some interesting info here and on other sites about the quality of health care and associated costs in various countries - it's always interesting to note that people in those countries with solid public health care programs (socialism, I suppose) generally enjoy better health. See also the education stats. I know we love our USA, but we aren't too good at taking care of our fellow citizens.

I think that our country is certainly in deep trouble, and maintaining the status quo obviously wasn't going to solve a thing. These stats are shameful in some cases. I wish we were a nation of people who cared deeply about the common good. Selfishness rules in the USA...how sad, but true....


Nancy ~

I respectfully disagree.  The World Health Organization website (a branch of the U.N.) has some interesting statistics that put the U.S. in a poor light regarding health care but I believe that collides with reality.  You can bend statistics any way you want to acheive a desired result.  Waiting times to see a doctor or undergo a required medical test and patient satisfaction should be considered when stating - as the WHO website statistics do - that other countries employing a government-run health care system are somehow better for patients using the system.  If that was in the WHO statistics, I missed it.  Wealthy people from all over the world come to the United States for operations and treatment.  That should tell us something.  If their government-run health care systems were so great, why would they want to come here?  How many medical breakthroughs have some of these European and Asian countries had in recent years?  The tax burden in some counties with a government-run health care system are all but confiscatory.  I doubt you'll see that in the WHO statistics. 

This is why I strongly reject the notion that because we don't (yet) have a government-run health care system in the U.S., we're allegedly 'selfish'.  America has a great health care system, the best in the world by some measures.  The issue is how we pay for our health care. I submit that simply 're-distributing' health care will not improve it, but degrade it by adding millions to the system with fewer and fewer doctors, nurses and support personnel to take care of all the patients, not to mention the over-burdening of the physical facilities such as hospitals and other wellness operations, such as clinics.  The projected cost of the 'ObamaCare' plan will be more than one trillion dollars over the next ten years.  The taxes needed to pay for it will be onerous and likely far more than we're paying for our 'private' medical insurance, now.  Remember, employers won't be covering the bulk of the premiums anymore once Obamcare fully kicks in.  In fact, once private insurers are out of the picture (guaranteed to happen) and we're all on the government insurance plan with absolutely no option, including paying for your treatment with your own funds, the costs will rise substantially.  The fact is that rationing of 'medical resources' will become a reality, resulting in the withholding of once-routine procedures such as follow-up MRI scans and procedures to repair facial nerve damage that some AN patients need.  Folks over 65 (like me) will simply be denied once obtainable procedures.  Our age and 'productivity' will be measured against the cost of the procedure, the patient's expected lifespan and whether someone much younger might benefit from a similar procedure.  Who do you suppose will be denied the procedure?  This unfortunate scenario is inevitable when you add millions to an already over-burdened health care system.   

I agree that our country is is 'deep trouble' but I suspect we might disagree on what that trouble is and why.  There were lots of options to 'fix' our current health care system but these were ignored by politicians that were determined to institute a government-run health care system, even when the polls (and some contentious congressional representative's 'Town Hall' meetings, last summer) showed that a majority of Americans - around 85% - were quite content with their current medical insurance and did not want a government-run health care system.  So much for our representatives in Washington doing the 'will of the people'.  Now, that's definitely 'sad but true'.

Finally, allow me to reiterate that the debate over what we call 'ObamaCare', is about how we pay for our health care.  The costs for that care will substantially rise over time and how these costs are paid will be a major point of contention.  Because a larger number of people will be 'covered' and many of those by a government 'subsidy' (in reality, taxpayer money) simply means that you and I will be paying for other people's health care.  While I strongly believe in charity and administer my church's 'benevolence' fund which helps many people who cannot afford things they need, that money is given by church members willingly and freely.  The IRS handing you a big tax bill to pay for your government-run 'health care insurance' with fines and possible jail time for not paying it is coercion, pure and simple.  Oh yes, and the part of the new health care law that will soon mandate you carry health care insurance that is approved by the government or be fined (which the politicians are now calling 'a tax')  is patently unconstitutional, in my opinion, but I'm not an attorney and I could be wrong.  We'll soon find out.  Although it may not be politically correct, I do not subscribe to the idea that health care is some kind of 'human right'.  It's a luxury that most Americans can afford and all Americans have access to, via the local ER and free clinics all over America that serve the indigent.  I have been without medical insurance in my lifetime and never thought other people, i.e. 'the government' was obligated to provide it for me, gratis, as some kind of 'right'.   However, others have that entitlement mentality and believe other people 'owe' them things.  I disagree. Collectivism never works because it goes against human nature.  We all want to take care of ourselves and our family.  It's called 'personal responsibility'.  Well-intentioned people naturally want to help those 'less fortunate' - and we do.  America is the most generous country on earth.  Every year, our government spends billions in foreign aid - taxpayer money - that helps people in impoverished lands.  U.S. private charities dwarf that amount, every year.  When disaster strikes anywhere around the world, America is there with whatever help is needed - and we ask nothing in return, so Nancy, in my opinion, your contention that Americans don't care about 'the common good' is mistaken.  However, once you start trying to take care of everyone's needs ('the common good') via 're-distributing' other peoples money by coercion (government mandates and enforcement) you get failure, as the experience of some European nations (now going bankrupt) has shown, as well as the complete failure of the communist system in the former Soviet Union.   Having now just about worn out my keyboard, I'll leave it at that.   

Jim
4.5 cm AN diagnosed 5/06.  Retrosigmoid surgery 6/06.  Follow-up FSR completed 10/06.  Tumor shrinkage & necrosis noted on last MRI.  Life is good. 

Life is not the way it's supposed to be. It's the way it is.  The way we cope with it is what makes the difference.

nanramone

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Re: ObamaCare issues
« Reply #11 on: August 14, 2010, 09:03:50 pm »
wow Jim - this is important to you.

All I know is this:

I have worked and paid taxes since I was a teenager, until fall of 2009 when I had to quit my job at Purdue University due to on the job injuries - in an appeal to collect unemployment benefits, a judge reversed the decision and I now collect - temporarily, due to the federal extension. I currently pay $500 per month for medical insurance and am steadily going through my life savings...I can not find work, so I'm enrolled in school this fall, preparing to take on huge student loan debt to retrain to do work in three years, that will provide enough income so I don't have to lose my house. I will be 59 years old if I finish in three years.

In March2010, COBRA will expire and I will have to get insurance through Indiana's high risk pool program - In Jan, a new premium (the cheapest one) of about $670 per month with a $5000 deductible will be available to me...hopefully, I can afford this. The local hospitals that are not-for-profit have assured me they will not turn me away - so I will have a huge bill for my MRIs. The brain MRIs are almost $4000 each. That's what's ahead of me, in spite of paying those high premiums. In 2014, those premiums will be government subsidized, thank god. I have no family that is in a position to help me. I am 55 and a half years old and live alone.

So you're right - we do disagree. I am angry Jim. I have worked all of my life - paid taxes all of my life - saved money - have never had a credit card or debt. I raised two wonderful kids, one of whom was class valedictorian. I am rewarded with this, as I approach my older years. I saved money, so am ineligible for any type of public assistance. But my savings account (currently $16,000) is negligible in light of the high insurance payments I make. When unemployment runs out, I'll be living on student loan money and what ever part time work i can find while I go to school full time. I have no retirement money. This year, I have spent 1/3 of my income on medical bills.

Incidentally, I am also a lifelong community volunteer, working in the public schools for hours with no pay, singing for years in a community chorus that raised money for poor people...
Today, I am met with our government shrugging its shoulders and writing me off. If it was up to the average citizen, seriously, I feel that no one cares if I drop dead.

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Back to the forum! I WILL find a way to get by. And even if I owe a ton of money to the hospital, I WILL get those necessary MRIs. Everyone else's bills will go up if I can't make my payments, but...this is the american way!

sorry to vent...maybe we ALL need to keep the politics off of this forum...we each have different circumstances, and are all having a problem with the current situation, in our own ways...

LOIS

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Re: ObamaCare issues
« Reply #12 on: August 14, 2010, 11:49:40 pm »
Hi Nanramone,

Its important to everyone.  It is not a political discussion as some are calling it.  It is a fact that government (politics) is trying to take over our healthcare.  And yes, it will affect everyone whom is dealing with an AN and thats what this is really all about.  Being a retiree,we  pay as much as you do for premiums and  the extra for co-payments, co-insurance, deductibles, etc.  And like everybody else living with the economy the way it is, we have no choice but to utilize the retirement savings we do have the best we can with a large part going to medical expenses.
We too, have always worked, paid our taxes and taken care of our health related bills on our own.  I never expected help from the government with our medical expenses while insured and the few times early in our marriage when we didn't have insurance.  That being said, I dont feel we should now have to pay for others including the people that feel that self entitlement.  In the end, believe me, this is going to affect everyone if this continues, especially those of us whom are older and have spent our entire lives trying to take care of ourselves.

Lois
Diagnosed 07/08   1.2 x 1.1 cm. left AN Retosigmoid surgery 08/08 with Dr. Bartels  @ Tampa General Hospital

LOIS

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Re: ObamaCare issues
« Reply #13 on: August 14, 2010, 11:59:23 pm »
Nan,

One more thing, you say you will get your MRIs even if you cant pay for them, but what makes you think they will even allow you to get it in the first place?  That is the point trying to be made.

Lois
Diagnosed 07/08   1.2 x 1.1 cm. left AN Retosigmoid surgery 08/08 with Dr. Bartels  @ Tampa General Hospital

yardtick

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Re: ObamaCare issues
« Reply #14 on: August 15, 2010, 12:09:45 pm »
Being an active member of this forum, being Canadian and having relatives who live in Michigan and Washington State, I find this thread very interesting.  I want to know how my American relatives and my American friends on this forum feel about "ObamaCare".  I also want to understand as much as I can what it is all about.  Jim has been instrumental in explaining some of the issues that will effect most Americans in the coming years.  Dialog is good and informative as long as we respect each other and respect the right to disagree.

I live in Southern Ontario, an hour from Toronto and DonnaLynn lives in Alberta and it seems we have a very different healthcare system.  In Canada the healthcare is provincially run.  Southern Ontario is densely populated and there is access to many outstanding hospitals and there isn't the Doctor shortage that exists in less dense populated areas.  Remoter areas in Ontario are suffering from the Doctor shortages as well as Alberta and I'm sure it is the same problem in rural America. 

It is troubling to think "ObamaCare" will be discriminating against people in their middle years and who have existing health conditions.  The more that I read  here on this forum the more I understand why my friends and relatives are so strongly opposed to the legislation.  Jim's remarks have opened my eyes.  It seems to me the fight isn't over and I wish my friends and relatives much luck in getting the reforms that would benefit the working, tax paying and retired tax paying people of your wonderful country.  As stated in the beginning of my reply, I find all of this very interesting and I should include informative.  Isn't that what this forum is all about, being informative?

Anne Marie
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