As a Cochlear BAHA wearer - and a Cochlear volunteer - I just wanted to clear up some misconceptions on this thread
Cochlear Implants (CIs) aren't typically indicated for those with SSD (single-sided deafness). People with SSD (also known as unilateral deafness) typically are candidates for the BAHA. CIs are more common for those with bilateral deafness (deafness in both ears).
The majority of insurance companies
do cover CIs, not very many cover BAHAs (it depends on your insurance policy). However, you can always "fight" for coverage. First of all, it's important to note when requesting coverage that the BAHA is
not a hearing aid (since most insurance policies don't cover hearing aids). A BAHA is a prosthesis or an implant and needs to be coded as such. Second, if you are turned down for coverage you shouldn't give up. Keeping pushing for coverage. Persistent people generally get coverage because they won't take no for an answer. Cochlear will actually help you work with your insurance company to see what your insurance policy covers; I'm not sure about Oticon, but they may do the same.
It's also important to note that if your insurance policy covers CIs and refuses to pay for a BAHA you have grounds to mention "discrimination" to them. If they are paying for bilaterally deaf policyholders to be able to hear better, and they deny you because you are "only" unilaterally deaf that is not fair.
BAHAs aren't for everyone, but mine has been a Godsend; I can't imagine life without it. Some people are opposed to another surgery (for the implant) but it's nothing like AN surgery. My implant was done outpatient while I was wide awake. My skull was numbed with lidocaine while the titanium rod was implanted into my skull (involves a special diamond-tipped drill) and, no it's not as bad as it sounds; I didn't feel a thing. My doc does about 95% of BAHA implants with local anesthesia, but will use general anesthesia if the patient requests it. The implant procedure was about 90 minutes and I walked out of the hospital afterward.
I upgraded to the Cochlear BAHA5 about a year go - originally had a Cochlear Divino followed by a Cochlear BP100 - and I just love it. It's the smallest BAHA on the market and it's very powerful.
Best,
Jan