Do you ever just get so disgusted with things til you want to crawl in a hole and hide??? I am looking for a hole to crawl into...
I got a call Friday ...the new doctor I was suppose to see has taken himself of the BCBS of Tennessee part S because it is slow paying ... when you have S you gotta pay a butt-load of money out before it starts picking up and I imagine it was slow paying patients instead of slow paying insurance
Got several new recommendations ...one for a doctor that has clinic hours in Huntsville and Decatur Alabama ...
37 and 33 miles respectively away from me ...but BCBS will not pay them because they are out of Tennessee
even though they except BCBS part S ... then they (BCBS) gave me the name of a doctor in Atlanta Georgia (223
miles away) that also practices in Chattanooga Tennessee (138 miles away) ...
I have been going through the directory of doctors that BCBS gave us and looking up any and all possibilities by
googling their names in the city listed ... the directory just gives name and specialties ...no phone numbers ... I have
a list of doctors in a 100 mile radius of me that are in Tennessee and will start dialing numbers Tuesday and narrow
it down and give a list to my regular doctor on Thursday for him to go over and find someone new
I can go out of network to anyone but only half of what I pay them will be deducted from the high deductible and
out of pocket we have to pay out instead of the 100% coming of for in network ...
I am going back to insurance rep at work and start an appeal... one of the BCBS people I spoke to who was nice and
said that part S had many complaints ...she told me I can file an appeal if I can prove that going to one of the out of state
doctors would benefit me more than driving all the way to Timbuktu to see someone and have them covered as in network ...
she told me to make sure and put in the appeal that I would travel 4 lane state highways and rural routes to get to
Huntsville and to get to the others would spend a longer time driving and much of it on interstates with higher speeds
and higher numbers of vehicles traveling with higher rate of accidents and more semi-truck traffic... she said to make sure
that it was written up that the excess driving in worse conditions brought on a worsening in my symptoms
(headaches , nausea ,dizziness etc) ...so now to get seen closer to home and be covered I have to compile traffic information
and make my own diagnosis of stress induced headaches
...
also in report will be that dealing with searching for an in-network doctor and speaking to more idiots from BCBS than helpful
people also brings on symptoms ... but I have to find a nicer way to word that
I am so unbelievably tired of this mess ...