Insurance for BAHA

[jodoh]

Hello all.
I have a baha (still under warranty with Cochlear). The warranty expires this summer, so I'm looking to find insurance for it. I called my insurance company, Allstate, and baha is not eligible to be added to the homeowners' policy.

I had to send my baha several times for repair (and my audiologist said that each repair costs ~$500), so I do want to insure it. Any suggestions how to do that? Does your homeowners' policy cover it? If yes, what is the name of your company? I think I'm shopping for a new insurance agency.

Thank you.

[leapyrtwins]

My BP100 is still under warranty from Cochlear, but I've heard of lots of people who've added a rider to their homeowners insurance policy. 

I'm surprised that Allstate doesn't do this; being one of the larger insurance companies, you'd think they would.  Did they understand what a BAHA is? 

Jan

[jodoh]

I'll try again talking to my agent, and if she cannot add it, will look for a new policy.